Free 3 Marla Plot Scheme. Chief Minister Maryam Nawaz Sharif has launched the 3 Marla Plot Scheme 2025, a historic housing initiative under the Apni Zameen Apna Ghar (AZAG) Programme. The scheme aims to give free 3 marla residential plots to deserving and low-income families in Punjab.
This initiative is not just about land; it’s about hope, dignity, and empowerment. The government’s goal is to help poor families build their own homes and enjoy a better standard of living.
What Is the 3 Marla Plot Scheme 2025?
Under the Apni Zameen Apna Ghar (AZAG) Scheme, every eligible family will receive a 3 Marla (675 sq ft) residential plot free of cost. The project is managed by the Punjab Housing & Town Planning Agency (PHATA) under the Housing, Urban Development & Public Health Engineering Department (HUD&PHED).
Key Features of the 3 Marla Plot Scheme 2025
| Feature | Details |
|---|---|
| Scheme Name | Apni Zameen Apna Ghar (AZAG) |
| Launch Date | May 2025 |
| Plot Size | 3 Marla (675 sq ft) |
| Phase 1 | 1,892 plots in 19 districts |
| Cost | 100% Free Allotment |
| Loan Facility | Up to Rs. 1.5 million (interest-free) |
| Monthly Installment | Around Rs. 14,000 for 7 years |
| Priority Groups | Widows, orphans, disabled persons, daily wagers, low-income families |
| Allotment Method | Computerized Balloting |
| Official Portal | azag.punjab.gov.pk |
Why Is This 3 Marla Plot Scheme 2025 Important?
The 3 Marla Plot Scheme 2025 by Maryam Nawaz Sharif represents the government’s vision of a “home for every family” in Punjab.
Major Benefits:
- Ensures land ownership for poor and deserving families
- Reduces slum housing and promotes urban planning
- Boosts construction industry and employment
- Empowers women through property rights
- Promotes sustainable housing across Punjab
This scheme is part of Punjab’s long-term social welfare and housing vision, ensuring that no family sleeps without a roof.
Phase-1 Districts Covered
In Phase-1, the 3 Marla Plot Scheme covers 23 housing schemes across 19 districts of Punjab.
Districts Included:
Jhelum • Kasur (Pattoki) • Faisalabad (Mamukanjan) • Lodhran • Okara (Renala Khurd) • Layyah • Bhakkar • Sahiwal • Sargodha • Khushab • Bahawalnagar • Mandi Bahauddin • Rajanpur • Attock • Gujrat • Bahawalpur • Vehari • Jhang • Chiniot
Future Phases:
The program will expand to more districts based on land availability and demand, ensuring every region gets a share in this development.
Eligibility Criteria for Applicants
To qualify for the free 3 Marla plot registration, applicants must meet the following requirements:
| # | Requirement | Details |
|---|---|---|
| 1 | Permanent Resident of Punjab | Must have valid CNIC and domicile of Punjab |
| 2 | No Property Ownership | Applicant, spouse, or children should not own any property |
| 3 | Registered in NSER | Must have valid NSER record with PMT score ≤ 60 |
| 4 | Family Income | Below Rs. 50,000 per month |
| 5 | Legal Record | No criminal case or loan default |
| 6 | Minimum Age | 18 years (priority to married applicants) |
Documents Required for Application
Before applying online, keep the following digital copies (≤ 1 MB each) ready:
- CNIC (Applicant & Spouse)
- Domicile Certificate
- Recent Passport-Size Photograph
- Income Proof or Affidavit
- Family Registration Certificate (FRC) – NADRA
- NSER Verification / PMT Score
- Utility Bill (for address proof)
- Widow or Disability Certificate (if applicable)
- Marriage Certificate (if applicable)
- Bank Statement (last 6 months)
How to Apply Online for 3 Marla Plot Scheme 2025
Follow these steps to complete your online registration:
- Visit the official portal azag.punjab.gov.pk
- Click “Apply Now” to begin registration
- Create an account using CNIC, mobile number, and email
- Verify your account through an email link
- Fill the eligibility form (residency, property status, income details)
- Complete the main application form
- Upload all required documents
- Submit and save your tracking number
- Wait for verification and computerized balloting
Tip: Always double-check your uploaded documents to avoid rejection.
Interest-Free Home Construction Loan – Apni Chhat Apna Ghar
After receiving a plot, beneficiaries can apply for an interest-free home construction loan. This facility helps families build their houses without any financial burden.
| Feature | Details |
|---|---|
| Maximum Loan | Rs. 1.5 million |
| Installment Plan | Rs. 14,000/month for 7 years |
| Grace Period | 3 months |
| Purpose | Home construction only |
| Condition 1 | Start construction within 6 months |
| Condition 2 | Complete home within 2 years |
| Condition 3 | Plot cannot be sold/transferred for 5 years |
| Monitoring | Regular PHATA inspections |
False or fake documents may lead to disqualification and legal action.
Transparency & Monitoring
The 3 Marla Plot Scheme 2025 ensures full transparency through modern digital systems:
- Computerised balloting for fair distribution
- Data verification via NSER & PSER databases
- Grievance helpline: 0800-09100
- Dedicated portals for loan and complaints
- Inspection teams for site monitoring
This approach guarantees that only deserving families benefit from the housing programme.
Social & Economic Impact
The Free 3 Marla Plot Scheme 2025 is more than just a housing project—it’s a social empowerment movement.
Key Impacts:
- Promotes land ownership among low-income families
- Helps reduce urban overcrowding
- Creates construction jobs across Punjab
- Empowers women through joint property titles
- Supports sustainable development goals (SDG 11)
This initiative will also uplift the local economy, as each new house creates employment for masons, electricians, plumbers, and other skilled workers.
Helplines & Official Links
| Service | Website / Contact |
|---|---|
| Main Portal | azag.punjab.gov.pk |
| Loan Portal | acag.punjab.gov.pk |
| NSER Help | pser.punjab.gov.pk |
| Complaints | complaints.punjab.gov.pk |
| Helpline No. 1 | 0800-09100 |
| Helpline No. 2 | 042-99213419 |
FAQs About Free 3 Marla Plot Scheme
1. What is the CM Punjab 3 Marla Plot Scheme 2025?
It’s a government housing programme offering free 3 marla plots and interest-free loans to low-income families.
2. Who can apply?
Residents of Punjab with valid NSER registration, monthly income below Rs. 50,000, and no property ownership in Pakistan.
3. What documents are required?
CNIC, domicile, income proof, FRC, NSER verification, photograph, and bank statement.
4. Can I sell the plot after getting it?
No. Plots cannot be sold or transferred for 5 years after possession.
5. What is the official website for registration?
azag.punjab.gov.pk
6. Is there any fee to apply?
No fee is required — the registration process is completely free.
Conclusion
The Free 3 Marla Plot Scheme 2025 under Maryam Nawaz Sharif’s leadership is a revolutionary step toward a prosperous and inclusive Punjab. Through the Apni Zameen Apna Ghar Programme, thousands of low-income families will become landowners for the first time.
By combining free plots, interest-free loans, and transparent digital registration, this initiative marks a new era of housing reform in Punjab — where every family can dream of their own home with dignity and security.
