CM Punjab Maryam Nawaz Himmat Card Program 2025: Check Amount, Benefits & How To Apply. The CM Punjab Maryam Nawaz Himmat Card Program 2025 is one of the most impactful welfare schemes launched to support persons with disabilities (PWDs) in Punjab. It provides financial assistance, transport benefits, and social inclusion opportunities. Under this initiative, eligible citizens receive Rs. 10,500 every three months, helping them meet essential needs with dignity.
In this detailed guide, you’ll learn the eligibility criteria, application procedure, benefits, payment process, and the latest updates under Phase 2 of the Himmat Card Program.
What Is the Himmat Card Program?
The Himmat Card Program is a social welfare initiative introduced by Chief Minister Maryam Nawaz under the Punjab Government to uplift people with disabilities (PWDs).
This scheme aims to provide quarterly financial aid, transport privileges, and healthcare access to registered disabled citizens, ensuring they are not left behind in economic participation.
Launched through the Social Welfare and Bait-ul-Maal Department, the Himmat Card is not just a financial card it’s also a symbol of empowerment for over 65,000 beneficiaries across Punjab.
Key Benefits of the Himmat Card Program 2025
The Himmat Card offers multiple benefits, from cash assistance to free public transport. Here’s what registered individuals can expect:
| Benefit Type | Details (2025 Update) |
|---|---|
| Quarterly Financial Assistance | Rs. 10,500 every three months directly transferred to the card |
| ATM Access | Card functions like a debit/ATM card for easy withdrawals |
| Public Transport | Free travel on metro buses and Orange Line trains in major Punjab cities |
| Women’s Quota | 30% reserved for women with disabilities |
| Monitoring & Transparency | New complaint and monitoring cell to ensure fair payments |
| Phase 2 Expansion | Additional 25,000 beneficiaries added, total 65,000 covered |
These benefits are designed to promote financial stability, mobility, and independence for PWDs throughout Punjab.
Who Can Apply? – Eligibility Criteria
To qualify for the CM Punjab Himmat Card, applicants must meet certain requirements. Below is a simplified eligibility checklist:
General Eligibility Conditions
- Must be a certified person with disability (PWD), verified by the Punjab Social Welfare Department.
- The disability must make you unfit for regular employment.
- You must not be employed in any public or private organization.
- Should not be receiving assistance from other welfare schemes such as Bait-ul-Mal, Zakat Fund, PSPA, or BISP.
- Your PMT (Poverty Means Test) score through BISP must be 45 or below.
- Personal records (CNIC, contact, disability type) must be updated in the DPMIS system.
If all conditions are met, you’re fully eligible to apply under Phase 2 of the program.
Required Documents for Himmat Card Registration
Before you apply, make sure you have all the necessary documents. Missing paperwork may delay your approval.
Mandatory Documents
- CNIC (Computerized National Identity Card)
- Disability Certificate (issued by a government hospital or medical board)
- Proof of Unemployment (if asked)
- Statement confirming no support from other welfare schemes
- Updated details in the Disability Persons Management Information System (DPMIS)
Keep these ready before starting your online or offline application.
How to Apply for the CM Punjab Himmat Card Program 2025
The Punjab Government offers two easy methods to apply — online and in-person.
Method 1 – Online Application via PWD App
You can apply digitally using the PWD (Persons with Disabilities) Mobile App available on Android and iOS.
Step-by-Step Guide:
- Download the PWD App from Google Play Store or Apple App Store.
- Register or log in using your CNIC number and basic details.
- Select the “Himmat Card” option.
- Fill out the online form carefully and upload all required documents.
- Schedule your medical verification (if applicable).
- After verification, authorities process your request.
- Once approved, you’ll be notified to collect your Himmat Card from the nearest DHQ hospital or designated center.
Method 2 – Apply In-Person at DHQ Hospitals or Social Welfare Offices
If you prefer offline application, follow these steps:
- Visit your District Headquarters (DHQ) Hospital or Social Welfare Office.
- Bring your CNIC, disability certificate, and supporting documents.
- Fill out the physical form provided at the office.
- Undergo medical verification by the official panel.
- Once approved, you’ll be notified for card collection from the same center.
Payment Schedule and Withdrawal Details
Under the Himmat Card Program 2025, financial aid is disbursed quarterly. Here’s how it works:
- Payment Amount: Rs. 10,500 every 3 months.
- Payment Mode: Direct transfer to the beneficiary’s Himmat Card account.
- Withdrawal Options:
- Via ATM using the Himmat Card.
- Via cash centers with biometric verification for those unable to access ATMs.
The first round of Phase 2 payments began in mid-September 2025, covering both new and existing beneficiaries.
Latest Updates in 2025 – Phase 2 Expansion
The Government of Punjab, led by Chief Minister Maryam Nawaz, launched Phase 2 of the Himmat Card Program with several new updates:
- 25,000 new beneficiaries added, bringing the total to 65,000 registered PWDs.
- Introduction of a 30% quota for women to ensure inclusivity.
- Integration of the Himmat Card with metro and Orange Line train systems for free travel.
- Establishment of a Monitoring Cell to ensure transparency, complaint handling, and data tracking.
- Improved DPMIS database synchronization to avoid duplication of aid.
These updates make 2025 a defining year for Punjab’s disability welfare system.
Social Impact and Vision of the Himmat Card
The Himmat Card Program is more than just a welfare scheme — it represents Punjab’s vision for inclusive development.
Under Maryam Nawaz’s leadership, the government aims to:
- Reduce economic inequality for people with disabilities.
- Improve mobility and accessibility through free public transport.
- Encourage digital inclusion via mobile-app-based applications.
- Strengthen data-based governance through DPMIS integration.
This initiative supports Punjab’s broader social protection mission under the Punjab Social Protection Authority (PSPA) and complements other flagship programs such as the Nigheban Rashan Program, CM Free Wi-Fi, and E-Bike Scheme.
Comparison – Himmat Card vs Other Welfare Programs
| Feature | Himmat Card Program | BISP / Ehsaas | PSPA Cash Grants |
|---|---|---|---|
| Target Group | Persons with Disabilities | Low-income families | General poor households |
| Amount (2025) | Rs. 10,500 quarterly | Rs. 9,000 quarterly | Rs. 12,000 quarterly |
| Special Benefits | Free transport, ATM access | Cash only | Conditional grants |
| Quota for Women | 30% | General inclusion | None specified |
| Authority | Punjab Social Welfare Dept. | Federal Government | Punjab Government |
This comparison shows how the Himmat Card stands out for its inclusivity and smart-card functionality.
How to Check Himmat Card Balance and Status
You can easily check your payment status and balance using these methods:
Option 1 – Through ATM
- Insert your Himmat Card into any partner ATM.
- Enter your PIN.
- Select “Balance Inquiry” or “Mini Statement” to view your latest transaction.
Option 2 – Via SMS or App Notification
- The PWD App and linked SMS service notify beneficiaries once payment is credited.
Common Reasons for Application Rejection
Many applicants face rejection due to simple mistakes. Avoid these issues:
- Outdated or invalid disability certificate.
- Incorrect or missing CNIC details.
- Receiving other government welfare funds simultaneously.
- Not meeting the PMT score limit (over 45).
- Failure to update information in DPMIS.
Contact Details for Assistance
For queries and complaints, you can contact:
- Punjab Social Welfare & Bait-ul-Maal Department
- Address: 41-Empress Road, Lahore, Pakistan
- Helpline: 042-99204300
- Website: https://socialwelfare.punjab.gov.pk/
FAQs
Q1: What is the total payment amount under the Himmat Card Program 2025?
Each beneficiary receives Rs. 10,500 every three months (quarterly) directly via the Himmat Card.
Q2: Who can apply for the Himmat Card Program?
Any certified person with disability (PWD) in Punjab who meets the PMT score requirement (≤45) and is not receiving aid from other schemes can apply.
Q3: How can I apply for the Himmat Card online?
Download the PWD App, register using your CNIC, fill in your details, upload documents, and wait for verification before receiving your card.
Q4: Can women apply for the Himmat Card?
Yes, 30% of the total quota is reserved exclusively for women beneficiaries.
Conclusion
The CM Punjab Maryam Nawaz Himmat Card Program 2025 is a life-changing initiative that promotes financial security, social inclusion, and empowerment for persons with disabilities.
